Impact of the Internet finance on Small and Medium Enterprises Financing under Big Data evolution

Abstract

Internet financial model innovation is mainly reflected in big data Internet financial companies, third-party payment platforms, Peer-to-Peer Internet lending platforms, crowdfunding Internet financing platforms, etc. platform and Internet financial portal platform. The impact of Internet finance on the financing of Small and medium-sized enterprises is mainly reflected in four aspects: that is, the mechanism of reversal of traditional financial institutions; the financing objects of Small and medium-sized enterprises More comprehensive and scientific; financing services for Small and medium-sized enterprises are more targeted; financing costs for Small and medium-sized enterprises have dropped significantly.